Reconstruction

Mitigation gets your home safe and dry. Reconstruction puts it back together. We do both — so you have one point of contact, one timeline, and one final invoice instead of stitching two contractors together while you live somewhere else.

What we rebuild

Anything the loss touched, and anything connected to it that the carrier scope covers. We work to "like kind and quality" as the baseline and quote upgrades separately so you can see the math.

  • ▸Drywall replacement, taping, priming, paint
  • ▸Flooring — hardwood, tile, LVP, carpet
  • ▸Cabinetry, countertops, vanities, plumbing fixtures
  • ▸Trim, baseboards, casing, interior doors
  • ▸Framing, subfloor, and load-bearing repairs
  • ▸Permits and inspections when the scope requires them

How a rebuild actually runs

Same project manager from estimate to final walkthrough. Same trades scheduled in the right order. Same carrier coordination on supplements and final invoice.

  1. On-site scope walk and written estimate in Xactimate format
  2. Carrier approval and any supplement negotiation
  3. Permits pulled where structural, electrical, or plumbing requires
  4. Demo of anything still in the way; framing and subfloor repair
  5. Mechanical, electrical, and plumbing rough-in if affected
  6. Drywall, taping, priming, and paint
  7. Flooring, cabinetry, trim, and finish carpentry
  8. Punch list and final walkthrough — you sign off before we invoice

Why "one contractor from loss to move-in" matters

The default in this industry is a hand-off: a mitigation company dries the structure, then a separate general contractor rebuilds. That hand-off is where budgets blow up and timelines slip. The mitigation scope and the rebuild scope don't reconcile, the moisture documentation goes missing, and the homeowner ends up explaining the same loss twice to two different adjusters.

We hold both sides. The same project manager who scoped the mitigation writes the rebuild scope, talks to the same adjuster, and answers your phone calls. If a supplement is needed during reconstruction (and on bigger jobs, there usually is), we write it from the original moisture and damage documentation — not from guesswork three weeks later.

Ready to rebuild?

Free on-site scope and estimate across the Chicago suburbs. Whether you just finished mitigation with another company or you have been with us from day one, we can price your rebuild.

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Insurance claim coordination from day one. We are not a "preferred vendor" — you choose us.

Reconstruction FAQs

What does reconstruction include?

Everything from "structure dried out" back to "fully lived-in." Framing and structural repairs when needed, subfloor, drywall, insulation, flooring (hardwood, tile, LVP, carpet), paint, trim and baseboard, interior doors, cabinetry, countertops, vanities, plumbing fixtures, tile work, and any electrical or mechanical repair the loss touched. We coordinate trades and permits so you don't.

Do I have to hire a separate contractor after mitigation?

No — that is the whole point of doing it under one roof. We handle mitigation, demolition, and reconstruction as one project. One point of contact, one timeline, one Xactimate-format scope to your carrier, one final invoice. If you started mitigation with a different company, we can still take over the rebuild — we will review their final moisture documentation before we start framing or hanging drywall.

Will my insurance pay for the rebuild?

In most covered losses, yes. Mitigation and reconstruction are typically both covered when the underlying loss is covered. The structure goes back to "like kind and quality" — same flooring grade, same cabinetry tier, same paint coverage. Upgrades you choose to add are on you, separate from the claim. We write the scope in the format your adjuster uses and handle supplements through final invoice.

How long does reconstruction take?

Scope-dependent. A single room of drywall, paint, and trim runs 1–2 weeks. A finished-basement rebuild typically runs 4–8 weeks. A kitchen or full-bath rebuild runs 3–6 weeks depending on cabinetry lead times. A whole-house fire rebuild can run 3–9 months. We walk you through a written timeline with milestones before the first sheet of drywall goes up.

Can I make changes or upgrades during the rebuild?

Yes. A loss is one of the few times it actually makes sense to upgrade — the demo is already done, the trades are already on-site. We will give you a change-order quote separate from the claim scope (since carriers only pay for like-kind-and-quality replacement). Common upgrades: higher-grade flooring, modern lighting, an extra bath, opening up a wall, or moving plumbing.

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